Brak op\u0142aty za ubezpieczenie odpowiedzialno\u015bci cywilnej (OC) mo\u017ce prowadzi\u0107 do powa\u017cnych konsekwencji finansowych. Zgodnie z art. 88 ust. 1 ustawy o ubezpieczeniach obowi\u0105zkowych osoby, kt\u00f3re nie maj\u0105 wa\u017cnej polisy OC, mog\u0105 by\u0107 zobowi\u0105zane do zap\u0142aty kar na\u0142o\u017conych przez Ubezpieczeniowy Fundusz Gwarancyjny (UFG). Kara za brak OC jest nak\u0142adana nawet za jeden dzie\u0144 przerwy mi\u0119dzy umowami ubezpieczenia i zale\u017cy od rodzaju zarejestrowanego pojazdu, liczby dni bez wa\u017cnego OC i p\u0142acy minimalnej brutto. M\u00f3wi\u0105c w skr\u00f3cie, jej wysoko\u015b\u0107 mo\u017ce wynie\u015b\u0107 nawet 14 tysi\u0119cy z\u0142otych (samoch\u00f3d ci\u0119\u017carowy, sk\u0142adka nie op\u0142acona przez okres powy\u017cej 14 dni).<\/p>\n\n\n\n
Postanowienie Naczelnego S\u0105du Administracyjnego (NSA) o sygnaturze akt II GSK 2852\/24 z dnia 13 marca 2025 r. zapad\u0142o w wyniku skargi Rzecznika Praw Obywatelskich i ma istotne znaczenie. NSA uzna\u0142 wezwanie do zap\u0142aty od UFG za decyzj\u0119 administracyjn\u0105, co pozwala osobom ukaranym na zaskar\u017cenie takiej decyzji w post\u0119powaniu s\u0105dowo-administracyjnym.<\/p>\n\n\n\n
Argumentacja zawarta w ww. postanowieniu stwarza podstaw\u0119 do podj\u0119cia dzia\u0142a\u0144 obronnych dla os\u00f3b obci\u0105\u017conych karami, tj. m. in. mo\u017cliwo\u015b\u0107 z\u0142o\u017cenia skargi do s\u0105du administracyjnego i przedstawienia w niej np. okoliczno\u015bci takich jak si\u0142a wy\u017csza. Ka\u017cda sytuacja wymaga jednak indywidualnej analizy oraz oceny mo\u017cliwo\u015bci uzyskania korzystnego rozstrzygni\u0119cia.<\/p>\n\n\n\n
Wysokie kary za brak OC Brak op\u0142aty za ubezpieczenie odpowiedzialno\u015bci cywilnej (OC) mo\u017ce prowadzi\u0107 do powa\u017cnych konsekwencji finansowych. Zgodnie z art. 88 ust. 1 ustawy o ubezpieczeniach obowi\u0105zkowych osoby, kt\u00f3re nie maj\u0105 wa\u017cnej polisy OC, mog\u0105 by\u0107 zobowi\u0105zane do zap\u0142aty kar na\u0142o\u017conych przez Ubezpieczeniowy Fundusz Gwarancyjny (UFG). Kara za brak OC jest nak\u0142adana nawet za […]<\/p>\n","protected":false},"author":4,"featured_media":421,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[188],"tags":[187,106,171,172,134,109,108,110],"class_list":["post-419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prawo-administracyjne","tag-brak-oc","tag-prawnik-chrzanow","tag-prawnik-malopolska","tag-prawnik-slask","tag-prawnik-trzebinia","tag-radca-prawny-chrzanow","tag-radca-prawny-libiaz","tag-radca-prawny-oswiecim"],"_links":{"self":[{"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/posts\/419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/comments?post=419"}],"version-history":[{"count":3,"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/posts\/419\/revisions"}],"predecessor-version":[{"id":423,"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/posts\/419\/revisions\/423"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/media\/421"}],"wp:attachment":[{"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/media?parent=419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/categories?post=419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radcakleszcz.pl\/index.php\/wp-json\/wp\/v2\/tags?post=419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}